Terms of Service

Effective September 5, 2026. Version 26.09.05.

The English version is the controlling text. This translation is for convenience.

These Terms of Service (“Terms”) are a contract between you and CLAIMSAVERPLUS LLC, a Florida limited liability company doing business as ClaimSaver+ (“ClaimSaver+,” “we,” “us”), which operates claimsaverplus.com. You accept these Terms by checking “I agree” at account creation or checkout. We store a timestamped record of that clickwrap (account, document, version, time, IP, and user agent). Browsing public pages alone is not acceptance. If you do not agree, do not create an account or pay. These Terms are a product contract, not legal advice. The English text controls.

1. What ClaimSaver+ is

ClaimSaver+ is self-serve software that helps Florida drivers prepare, organize, and store their own motor-vehicle no-fault (PIP) claim materials. We sell access to tools. We are not a law firm, not your attorney, not a public adjuster, not your representative to an insurance company, and not a claims handler. You remain the filer. We do not evaluate the legal merits of your claim, negotiate with insurers, speak to an adjuster on your behalf, or submit your package to a carrier.

2. Eligibility

You must be at least 18 years old to create an account. The platform is for Florida motor-vehicle no-fault (PIP) claims. You may use an account to organize a claim for yourself or for a minor for whom you are the parent or legal guardian; you remain the account holder and are responsible for everything entered or uploaded. The service is not offered for commercial claim-handling on behalf of unrelated third parties, and it is not a substitute for licensed professional services when those are required.

3. Your account and your information

You are responsible for the accuracy of information you enter, for keeping your login credentials secure, and for activity on your account. Saving to your ClaimSaver+ account stores a draft for you. It does not send anything to an insurer. The insurer’s official form, your policy, and Florida law as applied to your facts control. We do not guarantee that any worksheet, reminder, or checklist is complete, current, or sufficient for your situation.

4. Fees, access, and future add-ons

The standard platform fee is a one-time $500 charge for software access (guided forms, storage, tracking, reminders, and educational content). It is not a contingency fee, not a retainer for representation, and not a subscription. Access begins when payment succeeds. That $500 fee is the only product we sell today. We may offer optional add-ons later; if we do, they will have their own price, terms, and checkout line item and will not be bundled into the $500 fee without a separate purchase. Payment cards are processed by Stripe. We do not store full card numbers.

5. Refunds and cancellation

You may stop using the software at any time. Because digital access is delivered when payment succeeds, refunds are not automatic and we do not prorate the $500 fee. We will consider a written refund request sent to support@claimsaverplus.com within 14 days of purchase if you have not begun the guided worksheet and have not uploaded documents. We do not refund because a reminder did not appear, because you missed a treatment or filing window, or because an insurer delayed, reduced, or denied benefits. Nothing in this section limits refund or cancellation rights that Florida or other applicable law does not allow us to waive.

6. Reminders are education, not legal deadlines

Calendar items and 14-day PIP treatment-window notices are general information and optional reminders based on dates you enter. They are not a determination that a particular visit “counts,” not a substitute for your policy or statute, and not a promise that a reminder will fire, arrive, or be timely. You are solely responsible for obtaining care, calendar management, and sending materials to your insurer. We do not guarantee any financial or claim outcome.

7. Disclaimer of warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS, THAT REMINDERS WILL SEND, THAT YOUR DATA WILL NEVER BE LOST, OR THAT USE OF THE SOFTWARE WILL RESULT IN PAYMENT OF BENEFITS.

8. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CLAIMSAVER+ AND ITS OWNERS, OFFICERS, AND CONTRACTORS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST BENEFITS, MISSED DEADLINES, OR DATA LOSS, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF THE SERVICE WILL NOT EXCEED THE AMOUNT YOU PAID US FOR PLATFORM ACCESS IN THE 12 MONTHS BEFORE THE CLAIM. THESE LIMITS DO NOT APPLY TO LIABILITY THAT APPLICABLE LAW DOES NOT ALLOW US TO LIMIT, INCLUDING (WHERE SUCH A LIMIT WOULD BE UNENFORCEABLE) LIABILITY FOR OUR WILLFUL MISCONDUCT.

9. Indemnification

You will defend and indemnify ClaimSaver+ and its owners, officers, and contractors against claims, damages, and reasonable legal fees arising from: (a) information or files you enter or upload; (b) your use of the service to deal with an insurer or third party; (c) your violation of these Terms or of law; or (d) your use of the service to assist someone other than yourself (or a minor for whom you are legally responsible) without authority.

10. Prohibited uses

You may not: use the platform to provide adjusting, legal, or representation services to the public; scrape, attack, or reverse engineer the service; upload malware; impersonate others; upload another person’s medical, insurance, or identity records without authority; use the service if you are under 18; or use it for claims outside Florida PIP except as we later allow in writing. We may suspend or close accounts that we reasonably believe violate these Terms or create risk to other users or the service.

11. Professional referrals

ClaimSaver+ does not operate a lawyer referral service and does not pay or receive a fee for introducing you to an attorney or other professional. Educational pages such as “When to Call an Attorney” are general information. If we ever offer a separate referral or professional service, it will have its own agreement, pricing, and disclosures, and will not be bundled into the $500 platform fee without a clear, separate purchase.

12. Termination

You may close your account by emailing support@claimsaverplus.com. We may suspend or terminate access if you breach these Terms, if required by law, or if we discontinue the service. After termination we may delete or de-identify data as described in the Privacy Policy, except where we must retain records.

13. Governing law and venue

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules, except where federal law applies. Subject to the dispute-resolution section below, exclusive venue for permitted court actions is the state or federal courts located in Miami-Dade County, Florida, and you consent to personal jurisdiction there.

14. Dispute resolution; arbitration; class-action waiver

Informal resolution. Before filing a claim, email support@claimsaverplus.com with a short description of the dispute and allow 30 days to try to resolve it. Arbitration. Except for the carve-outs below, any dispute arising out of these Terms or the service will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. The seat of arbitration is Miami, Florida. The arbitrator may award the same damages and relief that a court could award to you individually, subject to these Terms. Carve-outs. Either party may (a) bring an individual action in small-claims court in Miami-Dade County if the claim qualifies, or (b) seek temporary injunctive relief in court to protect intellectual property or unauthorized access to the service. Class-action waiver. YOU AND CLAIMSAVER+ AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING, TO THE MAXIMUM EXTENT PERMITTED BY LAW. Opt-out. You may opt out of arbitration and the class-action waiver by emailing support@claimsaverplus.com within 30 days of first accepting these Terms, with the subject line “Arbitration opt-out,” and including the email address on your account. If the class-action waiver is found unenforceable as to a particular claim, that claim must proceed in court and not in arbitration. This section does not prevent you from reporting a matter to a government agency.

15. Changes

We may update these Terms. The “Effective” date at the top will change. Continued use after an update constitutes acceptance of the revised Terms, except where applicable law requires additional notice or consent. If you do not agree, stop using the service and contact us about your account.

16. Contact

These Terms are offered by CLAIMSAVERPLUS LLC d/b/a ClaimSaver+, operated from Miami, Florida. For platform and billing questions only, email support@claimsaverplus.com. Formal notices may be sent to that email until a street address is published on this page. We cannot advise you on the legal merits of your claim. Have Florida insurance-regulatory and consumer counsel review these Terms if you need advice about them.

17. Intellectual property

ClaimSaver+ and its licensors own the site, software, trademarks, graphics, and educational text. You receive a limited, non-exclusive, non-transferable license to use the platform for your own Florida PIP claim while your access remains paid and in good standing. You may not copy, resell, scrape, or build a competing service from our materials. You keep ownership of the information and files you enter. You grant us a limited license to host, display, and process that content solely to operate the product, secure it, and comply with law. You represent that you have the right to upload what you upload.

18. Electronic signatures and records

You consent to do business electronically with us, including clicking “I agree,” typing or drawing a name on worksheet authorizations, and receiving notices by email. Those acts are intended as your electronic signature under the federal E-SIGN Act and the Florida Uniform Electronic Transaction Act. Worksheet signatures are for your own packet; they are not a notarial act. You are responsible for keeping your email current so we can send receipts and legal-document updates.